Soyuz craft carrying Russian-American crew lands safely

Almaty, Kazakhstan (AP) — a Soyuz space capsule carrying two Russians and American touched down safely Friday a sweeping btlim of central Kazakhstan, finish of the men on the 164 days are the international space station.

Anton Shkaplerov, Anatoli Ivanishin Daniel Burbank NASA returned to Earth as Russian-made module landed on schedule at a remote site, North of the town of Arkalyk, dusty, and then on its side.

NASA TV broadcast pictures of vibrant carrying capsule parachute swaying slightly as he floated down in it while six vtrktoroni terrain vehicles approached the landing. Search and rescue eight helicopters circled the landing site to ensure a quick recovery.

Shkaplerov, Central seat, the capsule was the first issued out, hoisted into the reclining chair. While the medical team and checked his wiped the his vital signs, and with his astronaut life extension.

Ivanishin, then laugh heartily, Burbank went through the same procedure a few minutes later.

Speaking of touchdown, NASA spokesman Rob Navias called it "Bullseye landing."

"The spacecraft landed almost exactly where is the weather," he said NASA TV.

United States Navy retirement shuttle left Russia's Soyuz spacecraft as a team to provide the only outpost in space.

A Soyuz capsule from space from 3 1/2 hours earlier, when it began to slow, from gentle drift away. About 60 miles (100 km) above the Earth, Soyuz from atmospheric re-entry, running its heat resistant shield forward to protect the passengers from space goat heat generated by friction with the air.

The team first began feeling gravity at almost half a year.

A little under 15 minutes of touchdown, with Soyuz travel at around 800 kilometres per hour (250 mph), a series of parachutes to deploy.

As it made its gradual, the ground control team member, not one identified "noted Anatoly (Ivanishin) must be real hungry now," that is to be expected "soup, some meat."

In the final minutes before touchdown, braking parachutes were jettisoned to make room for the parachute slows this rise ringed around module 25 kph (mph).

Russian cosmonaut Oleg Kononenko now stay space station commander took until July along with Don and Pettit NASA astronaotit, André Kuipers of the Netherlands.

They will now prepare for the arrival of the first shipment of commercial cargo space station in early May. Space exploration technologies Corporation, better known as SpaceX's Dragon capsule, launches from Cape Canaveral on 30 April, the capsule will take several days to reach the space station.

It will be the first time supply space station launched a private company.

Space station will then its normal six team with the arrival of NASA astronaotit, Joe Acaba Russian colleagues Gennady Padalka, Sergei Revin, who blast from the cosmodrome, Kazakhstan, on 17 May.

View the original article here

Personal Finance Daily: Concept cars in Beijing: dragons, ants

By MarketWatch

Don’t miss these top stories:

Sleeping dragon, hidden ant? These are just a couple of the creatures evoked by the new concept cars being shown off this week at the big international auto show in Beijing. We have a slide show for you of some of the coolest concept cars. They include a Jeep with a huge dragon curling down the side and a Chery @Ant, a two-seater electrical vehicle that could hook up with others heading in the same direction to create a sort of commuter train of little @Ants.

Also on MarketWatch today, Jennifer Waters looks at the complicated and quickly changing landscape of airline baggage fees, and offers some suggestions on how to calculate the costs when planning a trip.

— Anne Stanley , Managing Editor, Personal Finance

From a Jeep with a dragon crawling over it to a pair of tiny electric “Ant” vehicles, take a look at some of the coolest concept cars on display at the China car show in Beijing.
Read more: 10 cool concept cars from China auto show.

Ticket prices may be transparent, but it can be a nightmare trying to decipher baggage fees. But there are tools that can help.
Read more: Tools to help you navigate airline baggage fees.

While the rules of disclosure are more concrete about the property being sold, they are less clear about a condition on a property or a resident in proximity to it.
Read more: Disclosing the drug house next door.

A big—and potentially worrisome—divergence has emerged in the stock market.
Read more: What market must do to avoid sell signal.

View the original article here

The man was arrested after armed siege in London

London (AP) — police and officers armed snipers heavily put several blocks of Central London shopping lockdown Friday after a man apparently armed with tear gas, and threatened to blow up the building into offices.

Police said a man aged 49, was arrested hours after a stand off with police training, the advantage near to London's Tottenham Court Road offering tests for truck drivers.

A green khaki pants combination was captive lead out his hands behind his back by two unarmed policemen. Armed officers followed me.

The British media claimed that the man held captive people, but police said they were "not aware of all the hostages." police and security incident was not related to terrorism said, without the risk of future Olympics in summer 2012.

Smashed office equipment — computer monitors, hard drives, files and papers — the pavement in front of the Court inspect were Tottenham 179 road, where officers continued to stand guard after a draw.

Employee benefit the hpington post identified the suspect interviewed by Lilian Gilman as a former client, said to him, come on bcilindrim that "gasoline."

"Basically he threatened to blow up the office," Abby Baafi, 27, said the news site.

Police refused to say if he were armed he in any way.

Hpington editor United Kingdom post Associated Press offices Buzasi Carla said her organization shared the home with a fire escape, Shropshire which centred. She said the two men ran into the offices of the companies when the suspect arrived, sending "a ripple of panic" over the news.

Hpington post offices were one of a number of buildings in the area evacuated as police with riot gear and heavy weapons into position. Several blocks were vbptho, the stations were closed as the Office equipment was the fifth floor window chucked.

"He threw 10 computers, said the 26 year-old, Martynas Vristiuk, adding that building one landed on a police car computers.

Three-hour-long siege has been usually bustling Tottenham Court Road. The motive behind a draw was not clear. The police commander, who gave a statement MAK Chishty after his arrest, the suspect and said the event was only ????"?????" over "local" interest enough.

A message on the phone with an advantage not returned immediately.

"This was an isolated case and has no effect at all on the security preparations ahead of the summer games," said the official on condition of anonymity, the British security because of the sensitivity of the his work.

More than an hour after his arrest, police cordoned off sidewalks remains as investigated and recorded evidence.

Shannon Roberts, 18, went to a place immediately after she heard the news of this event was launched. She said she had seen armed officers along the street, at one point it appeared they had someone out their arms.

With armed police everywhere, "he looks like riots in London again," she said.

___

Satter, Raphael, Bell Fergus Paisley Dodds contributed to this report.

View the original article here

Coming up: April consumer sentiment

Register

Don't have a MarketWatch account?

Get your FREE membership now »

By registering, you are agreeing to MarketWatch's Terms of Service and to receiving periodic news and special offers via email about MarketWatch enhancements, products and services.

View the original article here

Great moments in 1937 the White House dinner

(Charles Sykes/AP)
David Chalian
Yahoo News!, Israelis Washington

Every year I find myself wondering why celebrities Hollywood want to fly east to sit in the Hotel Ballroom here is famous for its lack of style. But then I find myself in conversations with celebrities, many of whom here are clearly very specific issues, the global political landscape.

The most surprising conversation at dinner I had was a few years back when I was introduced to Kim Kardashian, she became intrigued by the Armenian heritage of my family name. She began to teach me about the Armenian genocide even beyond what I ever to meeting Hollywood starlet. It was a good thing she was steering the conversation, told me all about the related problem because her darling never seen her reality TV show and didn't know what we talk about. Who woulda thunk?

By Jake Tapper
Senior White House reporter for ABC News

In 2005, my dinner date was "daily show," wrote Stephen Colbert; The previous year continued to run into it to random places campaign (chasing down Howard Dean behind the scenes-Carroll high school in the United States, in the corridors of the history department at the University of South Carolina).

During dinner, Colbert apologized, lost for a bit. When he returned he told me that he was on the phone with his agent, they were just finalized the deal for his own show. It was a great moment for him, and his success can be fun, but I must admit I wondered to myself if he could keep the Colbert character "half an hour". Shows you how (not) know what a comedy; The show took off, and he was a comedian performing next year's dinner.

Martha Raddatz
Senior foreign correspondent for ABC News

I love the person who finishes making the photographer of these events. Quarterback this year, SAK was near my table ???? Brady, people would climb the Colin Powell to get to it. Asked how many young women who were lured to the table if he takes their picture Gen. Powell with Tom Brady.

I had a few "four stars" as my official photographer. This picture of the maarv 2008 is General Peter Chiarelli photography picture of me with Morgan Fairchild.

Jonathan Karl
ABC News senior political reporter

For me, one of the most known WHCD moments was Ozzy Osbourne stole the show during the dinner of 2002, jumping out of his chair, raising his arms given thunderous applause when Bush mentioned his name. Bush read the names of some of the inputs on the Sabbath bloody Sabbath Ozzy — "," blood "in the world", etc. — Said, "Ozzy, MOM loves your stuff." classic.

Ann Compton
ABC Radio news, national journal

I was seated next to the lectern at the table of 2007 when the stunt Bush 43, Steve bridges, it is surprising to the President for his routine.

Rick Klein
"World news with Diane Sawyer," Washington editor

Red carpet is a strange mix of dinner for celebrities and politics you can imagine — Eric Cantor, Alec Baldwin, Kim Kardashian, Scott Brown, chrochbi for the cameras. And that's when the two worlds intersect, gold.

Last year, he will be given a Donald Trump Marlon Wayans — IT this year, because the lifestyle just managed to convince President Obama to reveal his birth certificate. Mused aloud that he had Wayans to my healthy hair of Trump, alas, for a comedic that never came to be. But it's even better when Pol Pot plays the game celebrity itself. In 2010, RNC Chairman Michael Steele was then by the time he reached the red carpet, raving about having just had Chris Tucker and his "buddy". Tucker was less: "who is Michael Steele?"

(Silvia Izquierdo, AP)

Sara just
ABC News senior Washington editor, digital

My favorite moments in 1937 dinner of the White House are unlikely combinations of people you see in one place — often talk to each other. I will never forget walking after judge Antonin Scalia on the after-party one year while he had what looks like an in-depth conversation with Pamela Anderson. You don't see this every day.

Olivier Knox
Yahoo News!, White House

My favorite moment Western White House in 1937 came in 2006, when one of my guests was a member of a United States army officer who is expensive — only spent 15 months in Iraq. Stephen Colbert the comic riffed at some point last bchshatanoaa were retired generals criticisms leveled at then-Secretary of Defense Donald Rumsfeld. "I have a theory about how these retired generals causes all this commotion," declared Colbert. "Don't let them resign!"

I still hear my friend of belly-laugh — crkorim it was contagious.

View the original article here

Slide Show: 10 cool concept cars from China auto show

The Jeep Wrangler Dragon design concept is a Wrangler Unlimited Rubicon with 18-inch wheels, 35-inch off-road tires and gold-colored details on various parts of its black body. It also has a big dragon on the side. It’s among several concept cars being debuted or reintroduced at the 2012 Beijing International Automotive Exhibition, which runs through May 2.

Honda showed off its Concept S minivan at the China show. It’s one of two Honda concept cars debuting in Beijing. Sleeker-looking that many entries in the minivan parade, the Concept S is smaller than the Odyssey minivan. Few details were available, but Honda reportedly has said the production version of the Concept S will have a hybrid powertrain.

A front view of the Lamborghini Urus SUV concept at the Beijing motor show. This concept SUV has a 600-horsepower engine and 24-inch wheels. The Italian auto maker said it hasn’t committed to producing this SUV.

A pair of Chery @Ant concept cars at the Beijing auto show. This two-seater electric vehicle from Chinese auto maker Chery would link up with others on the road, sensing which @Ants were going in the same direction and create a “train” that the car maker says would be more efficient, safer and easier on commuters.

Bentley is showing off the Bentley Continental GT V8 coupe at the Beijing auto show. Bentley says the GT V8 has a 4-liter, twin-turbocharged engine with 500 horsepower and an 8-speed automatic transmission. The top speed is 188 mph. The auto maker says it will get 40% better fuel efficiency than its 12-cylinder siblings.

The BMW i8 Concept Spyder is one of several models BMW is showing off in Beijing. The BMW i is a label BMW is giving its hybrid line, along with eDrive, its electrical motor system. This Spyder is a plug-in hybrid with a 131-horsepower motor upfront and a midmounted turbocharged thee-cylinder gas engine.

The Chrysler 300 Ruyi design concept was unveiled at the Beijing show as Chrysler tries to connect with a growing customer base in China. This car is based on 300C sedan and is designed to appeal with sophisticated, urban style elements.

It’s the McCar and it’s designed by Chinese car maker Geely. The name reportedly is short for MagiC Car. The vehicle has folding and removable seats that can configured in many ways to accommodate everything from luggage to wheelchairs and fold-up motorcycles.

This special edition Range Rover, the Evoque, was designed with input from Victoria Beckham, now Land Rover's creative executive. But is it posh enough? The version unveiled at the Beijing auto show has matte black paint with gloss black and rose-gold trim. The interior is finished in vintage-finish leather, mohair floor mats and a microsuede headliner. It also comes with a four-piece set of fitted leather luggage, and a leather portfolio carrying the owner’s manual and bearing Victoria Beckham’s signature.

Honda’s other concept car shown off at the China auto show is the Concept C sedan. The company says the “C” stands for “cool,” challenge,” and “China.” According to Autoweek’s editors, while it resembles a late-model Hyundai dressed up in Super Sentai garb, Honda claims that the C’s design was inspired by a dragon. Aimed at the Chinese middle class, the Concept C’s production variant will see daylight next year, Autoweek says.

View the original article here

"Real life Barbie" fun to debate cosmetic surgery

Barbie dolls would create expectations for young women? (Valeria Lukyanova, Tumblr) article about 21 year old Ukrainian model Valeria Lukyanova grams of a storm around the Web, as people debate "real life Barbie" on her appearance through cosmetic surgery. It also includes a larger debate of over the extra pressure is placed on young women by the media and popular culture to mold and cosmetic.

A Tumblr account includes several pictures of the model Lukyanova without cosmetics, but in most of the photos it appears to be wearing a lot of makeup. In addition, some readers are questioning if the pictures that have been modified, and speculation to whether comprehensive plastic surgery past age Lukyanova such young to see it.

So, both young women really change the bodies in an attempt to look like Barbie?

Writing for news discovery, Redford Benjamin says "small" really did study whether the girls actually look up to Barbie as the physical ideal. Quoting from the article adolescence, Redford which Tara Kuther connectors, Erin McDonald wrote that "survived in information about dolls Barbie tends to be opinionated, based on essays and articles, popular media and research analysis" instead of actual science.

In fact, British research points Redford dolls 1995, found that young girls are actually like "reply" and destroying their Barbie, see them as toys and one-time approximation of real-life feminine beauty.

Yahoo News stories more popular!

• Bear falls safely out of the tree after police tranquilized him (photo)

• Bomb threat calls a woman allegedly over an electric bill $ 14

• A ' polite ' offers to trade items with the people he robbed

View the original article here

Wochenende Investor: Mexiko, Kanada setzen Ihr Aktienportfolio auf der Karte

By Myra s. Saefong, MarketWatch

SAN FRANCISCO (MarketWatch) - investors looking for direction from the US stock market might want to view from North and South - Canada and Mexico - for cheaper and better opportunities.

Than two three U.S. trading partners differently who as top China, Canada, and Mexico a U.S. economic recovery will benefit as well as their own.

But Canada's resource heavy market and corruption and violence in Mexico are great risks.

Paul Vigna and Stephen Wisnefski speak faces over bribery claims in Mexico with Miguel Bustillo of the legal risks of Wal-Mart, and Charles trout describes the collapse of the Dutch Government as budget talks fail. Photo: Reuters.

"Canada and Mexico are opportunity and risk," said Scott Barclay, financial writer and editor of the e-newsletter investment opinion.

"An investor must be sure that oil prices rise, Canada look at a good investment," he said. "Mexico is actually getting more diverse." "However, corruption is headline risk."

Nevertheless, some analysts tout the benefits of these two countries for patient investors.

"Economic growth will few years, probably a little more here in the United States as in Canada in the next," said Nicholas Kaiser, Manager of the sextant international fund / quotes/zigman/211138 SSIFX + 0.40%. But "with 70% of Canadian exports hit U.S. markets, it well for Canadian industry."

/ Quotes/zigman/3870025 SPX 1,403.73, + 3.75, + 0.27%
/ Quotes/zigman/20942 $ISPTX 12,211.02, + 65.17, + 0.54%
IPC 39,212.16+ 146.15, + 0.37%
Mexico's economy, "looks closely to the growth prospects of the United States and Mexico, with industry, Commerce and consumers benefit to improve growth in the United States of the recent improvement," said Allan Conway, head of the new shares in Schroders PLC. U.S. GDP grew 1.7% in 2011 on 2010, saw growth of 3% compared to the previous year in turn.

Last year the economy of Mexico and Canada, both grew faster than in the United States

Mexico GDP growth was 3.9% in 2011, but the country's Central Bank expects growth of 3% this year. At an annualized rate, 1.8% in the fourth quarter of last year, and the Bank of Canada extended real GDP growth in Canada forecasts growth of 2.4% for this year.

In Mexico, trading partner, against risks associated must investors opportunity involved in the United States, the country up with ongoing corruption and violence to weigh - before recent bribery allegations Wal-Mart de Mexico, MX: WALMEXV + 1.25%, the largest foreign unit of Wal-Mart Stores Inc. / quotes/zigman/245476/quotes/nls/Messtechnik WMT + 0.21% read more at Wal-Mart de Mexico.

"Political, corruption and violence associated with drugs is a major concern for the Mexican economy and stock market," said MoE Ansari Compak asset management in Newport Beach, California

At the same time, he added, "these risks are priced in stock prices in the form of lower GDP and [earnings per share] growth, which could be reached in Mexico."

The presidential elections planned for July added to Mexico's Outlook uncertainty.

The nation has "Strong potential for head would necessary structural reforms, improving the competitiveness of the economy, depending on the ability and willingness of the next Government," said Clinton Carter, Associate Vice President for Latin America and Antonio Martinez, Latin America analyst at frontier strategy group.

/ Quotes/zigman/245476/quotes/nls/WMT

View the original article here

Jennifer Waters's Consumer Confidential: Tools to help you navigate airline baggage fees

By Jennifer Waters, MarketWatch

CHICAGO (MarketWatch) — It’s easy to reckon what it will cost you to buy airfare from Chicago to New York, but try tacking on baggage fees without a cheat sheet and you’ll be at a loss.

“There is no standard,” said Alicia Jao, vice president of travel media for NerdWallet.com, which tracks travel and financial products. “That is the problem with the industry. It’s really up to travelers to figure it all out on their own.”

/conga/personal-finance/consumer_seo.html 204807 And it isn’t easy, but there are online tools available to help you navigate.

Each airline has its own set of rules and they can impact what you end up paying by hundreds of dollars. And — this won’t surprise many fliers — the rules can be quite confusing.

Some airlines will charge you the same amount for the first and second bags, while others will up the ante for the second bag and really hit you for more than three bags.

Two airlines — Spirit Airlines /quotes/zigman/5264014/quotes/nls/save SAVE +1.10%   and Allegiant Travel /quotes/zigman/101442/quotes/nls/algt ALGT +2.02%   — charge for carry-ons and bags checked at the gate, ranging from $35 to $45 with maximum weight restrictions.

Almost all airlines will sock you if the bag is a tad too heavy than the general 50-pound limit or 60-inch size. The pain is sharper if you’re traveling outside the U.S. and Canada, so pack lightly for that Caribbean beach vacation.

Before you jump on Spirit Airlines, which offers airfares you can pay for with pocket change, do the math on what it will really cost you. The discount carrier throws down a complicated set of baggage-rate rules that vary by when you pay (online versus at the airport), what you’re carrying, and whether you’re a club member or an international flier.

“Obviously, the airlines want to make money on these fees, but they also want to discourage people from bringing heavy bags,” said George Hobica, chief executive of travel site Airfarewatchdog.com. Heavier bags add more weight to the plane, which adds to fuel costs.

Baggage fees have become the gift that keeps on giving for most airlines, which continue to tinker with charges as they reap revenue, both in total dollars and as a percentage of operating income.

The fees have become such a dependable and necessary source of revenues that even Southwest Airlines /quotes/zigman/241463/quotes/nls/luv LUV +1.79%  , which has been touting “Bags Fly Free” in its ads for two years, is embracing fees already in place at AirTran Airways. (Southwest does not charge change fees, another growing revenue stream for airlines.)

Southwest, which bought AirTran Airways last May, said it will keep the baggage and change fees for AirTran — which rang up almost $167 million in the first nine months of 2011 — until 2014.

Those fees and others, including seat-assignment fees and on-board sales of food, drinks, entertainment and even pillows and blankets, add up to about 32% of AirTran’s total operating revenue.

Compare that to Spirit Airlines, which generates almost 90% of its operating revenues from such ancillary charges, and Delta Air Lines /quotes/zigman/463579/quotes/nls/dal DAL +2.98% , which rang up 24% of its operating revenues from those extras in the first nine months of 2011, the most recent figures available from the U.S. Bureau of Transportation Statistics.

View the original article here

UMich sentiment ticks higher to 76.4 in April

WASHINGTON (MarketWatch) -- The final reading for consumer sentiment in April rose to 76.4 from 76.2 in March, according to reports on a gauge released Friday by the University of Michigan/Thomson Reuters. Economists polled by MarketWatch had expected a final April reading of 75.7 - matching a preliminary reading for this month. The sentiment gauge, which covers how consumers view their personal finances as well as business and buying conditions, averaged about 87 in the year before the most recent recession. Economists watch sentiment data to get a feel for the direction of consumer spending. High gas prices and stock-market volatility have been weighing on consumers.

Read the full story:
UMich sentiment ticks higher in April

View the original article here

Personal Finance Daily: Health insurers may be coughing up rebates

By MarketWatch

Don’t miss these top stories:

Two of our personal-finance columnists take a look at the Affordable Care Act from different perspectives today.

Kristen Gerencher reports on a study that shows health insurers may be forking over $1.3 billion in rebates this summer. A provision in the health-reform law means rebates to consumers whose health plans have exceeded the limits of a formula designed to ensure that premium payments go mostly to pay for actual medical care. Consumers and businesses in Texas and Florida will see the largest rebates, with $186 million and $149 million coming back, respectively. Also today, Andrea Coombes writes in her Ways and Means column that if the Supreme Court declares the health-reform law unconstitutional, it could really upend numerous tax provisions. Who stands to benefit from that? Well, the richest Americans — the top 0.1% — would avoid about $125,000 more in taxes per year on average if the health law is overturned.

And finally, Robert Powell writes in his Your Portfolio column that investors should be aware of, and prepared for, both inflation and deflation pressures.

— Anne Stanley , managing editor, personal finance

Rates on fixed-rate mortgages average just above record lows this week, according to Freddie Mac’s survey of conforming rates on home loans.
Read more: Rates on 30-year mortgage fall to 3.88%.

This summer, your health-insurance costs could go down for a change. A provision in the federal health-reform law stands to return big bucks to customers whose health plans have exceeded the limits of a formula meant to ensure that most premium dollars go to pay for medical care instead of overhead and profit.
Read more: Health insurers could rebate $1.3 billion.

Neither an inflationist nor a deflationist be. That, to mangle the well-known quotation, sums up the view of some investment professionals who are struggling to make sense of current market conditions.
Read more: Inflation or deflation: Be ready for either.

Whatever their opinion of the health-care reform law, wealthy Americans have a lot of money riding on the Supreme Court’s coming decision on the law’s constitutionality. And taxpayers of all income brackets could see tax laws upended by the Supreme Court’s decision.
Read more: Health law’s demise could save big bucks, for some.

View the original article here

Realty Q&A: Disclosing the drug house next door

By Lew Sichelman

WASHINGTON (MarketWatch) — Question: We have a convicted heroin addict living in our neighborhood. The house next door to the heroin house is about to be put on the market. Is the owner/seller obligated to disclose the presence of this criminal? —C.L., Pleasanton, Calif.

/conga/personal-finance/real_estate_seo.html 202607 Answer: Interesting you should ask. Agents in Saskatchewan are pushing for a drug house registry so that they can be aware of a house’s past before they are showing it to prospective buyers.

While the rules of disclosure are more concrete about the property being sold, they are less clear about a condition on a property or a resident in proximity to it. State law governs the specifics, so check with your state real-estate commission or the agency which regulates the real-estate sector, which in your case would be the California Department of Real Estate in Sacramento.

If the house is listed by a member of the National Association of Realtors, the Realtor Code of Ethics would apply. According to Bruce Aydt, an expert on the code who is senior vice president and general counsel at Prudential Alliance Realtors in St. Louis, Mo., members must avoid exaggeration, misrepresentation or concealment of pertinent facts about the property or the transaction.

“In general, if the condition on or near the property would affect the value and desirability of the property being sold, the best course would be to disclose the condition,” says Aydt, who writes a column on ethics that appears in NAR’s monthly magazine. “If asked, the owner/seller and/or broker certainly cannot lie or be deceptive about answering the question.”

If the seller is going it alone, or he lists with a non-Realtor, the seller will have to look to state law for guidance. And absent a law, I suppose the seller and his agent can keep their mouths shut and hope the buyer never finds out about his potential neighbor or doesn’t care.

Question: I am 76 with a house worth about $500,000 and a mortgage of $65,000. I hate to spend $20,000 in fees to obtain a reverse mortgage, as it is unlikely my home will ever be worth less than I receive in proceeds from such a loan. I need additional funds, but I don’t know if I’m ready to sell just yet. Can you suggest some alternatives? —M.M.

Answer: You question is very timely because NCOA, the National Council on Aging, has just created a new online educational tool that is ideal for older persons like yourself who are looking for answers about how to make the most of what is usually their largest financial asset.

HomeEquityAdvisor.org is a user-friendly site that is designed to help older middle and low-income owners make sound decisions when using their home equity to achieve a wide range of financial goals. The tool helps when considering an immediate financial challenge or when planning ahead for the future.

It will help you decide whether to sell outright, use the property as a basis for loans such as a reverse mortgage and, above all, find respected and unbiased information.

Once you are at the site, you can use the “Quick Check” feature to define what help you might need or want. You can specify your situation as “at risk of foreclosure” or as “preparing for unplanned expenses” to view a range of possible solutions. Based on your answers, you will receive an individualized report offering information, further tools and consumer advice on how to protect the value of your property.

Quick Check also helps seniors determine the consequences of using their home equity in their retirement, assess timing and retirement issues, explore options such as renting a room to earn extra income, learn how to avoid home-equity scams, and take family, health, and financial considerations into account in their decision.

HomeEquityAdvisor is operated by NCOA thanks to a grant from the Financial Industry Regulatory Authority’s Investor Education Foundation. NCOA is a non-profit service and advocacy organization with a mission to improve the lives of millions of older adults, especially those who are vulnerable and disadvantaged.

View the original article here

Minneapolis terminal opens after Shek causes evacuation

Minneapolis (AP) — officials say ??????? Minneapolis-Saint Paul terminal after suspicious bag request evacuation in the early morning hours.

Lobby cards on two small stations and traffic inbound to the airport is closed automatically at around 5: 30 a.m. Friday after a scan is done by way of an alarm the police evacuated the Airport screeners.

Airport spokeswoman Melissa Scovronski (skah-von "-skee) says hundreds of people were evacuated in the area of non-secure console. A bomb squad unit was taken away for examination, bag.

The transportation security administration says suspicious items found in baggage. Says the owner of the bag was Scovronski and it is by the airport police. Officials say they do not know yet what caused the alert.

The TSA says the defense mechanism of checkpoint reopened around 7

View the original article here

TV networks for children take a hit as young men fall in love with Netflix

Children's programming, but big business flow will pay off in the end?

Do you have a Netflix account? It looks like the answer "no" to this question gives you a small group more and more by the day, according to some new, children are quickly jumping on bandwagon, too. Bernstein Research with analytics use TiVo viewing data to compare the TV habits of families with Netflix to those without, and houses with TV networks, Netflix programming children took a major hit.

All networks Nickelodeon — including the original channel Nick Toons, Nick enrichment — saw viewership in the Netflix-enabled to reject the previous year as compared with 11%. Residence-streaming options available, viewership climbed anywhere between 2% to 26%. This is quite impressive, and one of the shows shift to young people are falling in love with how fast demand programming.

It is hard to say if this is good or bad for the channels themselves, given that, of course, providing a certain type of Netflix content means. However, if the revenue flow from the agreements does not offset the cash was lost due to fewer people viewing cable TV ads, Nickelodeon and other children abruptly leaves the ship Netflix. Time will tell.

(Source)

This article first appeared in Tecca

More from: Tecca

View the original article here

Video: newborn fawn naps on the doorstep of California Home

Sorry, I could not read the content fromt this page.

View the original article here

Economic growth cooled in the first quarter of the year

By Lucia Mutikani

Washington (Reuters)-cooled economic growth in the first quarter as businesses cut back on investment and shelves restocked at slower, but the rise of the consumer spending more than a year cushioned the blow the biggest.

GDP expanded at an annual rate of 2 percent, the Commerce Department said Friday, the recession than 3 percent of the fourth quarter.

Economists expected an increase slightly, but the defense spending big drop by surprise. Still, growth was stronger than 1.5 percent or less at a rate analysts anticipated early in the quarter.

The growth rate remains too soft to offer comfort, President Barack Obama is asking for a second term, but not enough to change the stance appeared weak-see monetary policy to wait at Federal Reserve System.

"There is nothing happening, it is slow growing and just this and emphasizes that the economy is sound, but nothing more," said Stephen Baffico, General Manager-four tree capital partners in New York.

Government expenses dropped the sixth straight quarter outlining defense fell, the simplicity and the State authorities showed some signs of moving.

The rise in demand for vehicles, which is set to the largest spending since the fourth quarter of 2010, helped offset the drag from the consumers, Government and business, which dropped for the first time since the recession ended.

Another heartening sign, building a home rose the fastest pace since the second quarter of 2010 and, thanks to the unusually warm winter.

Economists said that while growth was weak but the Federation into the rotation of shopping was soft enough to bond to strengthen the Central Bank that interest rates should be kept near zero, at least until the end of 2014.

Fed Chairman Ben Bernanke on Wednesday expressed comfort with the current policy stance, although he held out the more likely to buy bond if the economy deteriorated.

"This report directly into the hands of those who want to play to keep prices low for a long time," said Joel Naroff, Chief Economist at Naroff Economic Advisors Netherlands, Pennsylvania.

Consumers take up slack

Shares on Wall Street has changed little in the report after earnings-driven rally in recent days. Prices for Treasury debt weakens against the dollar, while the weaker currencies.

Although the details were involved, the better the image suggested GDP report quarter IV when building inventory for almost two-thirds of the economy's growth.

Consumer spending, which makes up 70 percent of u.s. economic activity, increased by 2.9% in the first quarter after rising 1.3 percent in the final three months of last year.

Automakers reported that sales rose by the most in four years during the first quarter.

This part is stored on demand after last year's earthquake and the tsunami left showrooms, bereft of popular models in Japan.

Encourages growth, some in a household may replace old vehicles after tightening their belts during the recession of 2007-2009.

Motor vehicle production contributed to GDP growth percentage points to 1.12 in the first quarter, more than double the previous quarter, and the so-called durable goods such as cars rose 9.5 percent rate.

However, with the market showing signs of fatigue after an average of 246,000 per month employment growth from December to February, consumer spending in the second quarter could soften.

Technology is a bit different this month, a separate report showed. Thomson Reuters/University of Michigan final index on the global bmshibim read consumer inched up from 76.4 mountable chassis in March.

A moderate increase of inventories

Inventories contributed just over half a percentage point to GDP growth in the fourth quarter compared to 1.81 percentage points.

Excluding inventories, GDP rose at a rate of 1.6 percent. The fourth quarter, the figure was only 1.1 percent of their counterparts.

A rise in energy prices, inflation pressures as wide soared even measured GDP growth. Index for personal expenses increased at a rate of 2.4 percent, accelerating from the fourth quarter's 1.2% pace.

The core index, which removes food and energy costs at a rate of 2.1 percent, advanced also deny from 1.3% in the previous quarter.

(Reported by Mutikani Lucia; editing by Neil Stempleman)

View the original article here

Student loan rate extension by the conservative Club for growth

Pushing back an aggressive White House bbmse, Democrats for Congress to extend a low-interest rate loans subsidized temporary maachnsa, conservative Republican groups are required to kill the Act reducing the interest rate, which will delay interest rate from double to 6.8 percent this year.

The Club for growth and advocacy arm of American heritage, Heritage Foundation, a conservative think tank announced last week that the lawmaker who votes of dinged the Bill on their annual Congress ratings. Credit cards issued by these groups are designed to measure conservativism members based on year-round key votes in the Knesset.

"Decades of government intervention has tuition costs driven to these investment records, continue is bad policy," said Club President Chris Chocola in growth. "We urge members of Congress to oppose them."

Congress set up the rate of 3.4 per cent as an interim measure in 2007, and the extension for one year of low rate finance is expected to exceed 3.7 billion. To pay for the extension, the home version of the Bill proposes gutting and fund public health, which was established by the federal health insurance law reform in 2010 and the money to pay a lower interest rate. The White House on Friday threatened to veto the Republican version if it moves to save the sick fund.

Using the car as a health law to pay for the extension, however, Republicans could muddle the conversation off the Knesset law in the future. In fact, Republicans who voted for the Bill using the law as a new Health Foundation vnmazg spend, although they think that expenses never should have been assigned in the first place.

The House is expected to vote on the Bill Friday afternoon.

More popular Yahoo! News stories:

• Biden: Romney's foreign policy is completely out of touch

• Incremental recruitment partner, Marco Rubio shows off the foreign policy chops

• In Delaware and Pennsylvania primaries, Mitt Romney sets record he probably did not want to

Want more of our best political articles? Visit us on Facebook, or connect the card to follow us on Twitter or add us on Tumblr. Handy with a camera? Join our Flickr group-2012 election to send your pictures of the action.

View the original article here

Dying woman's YouTube plea can extend the life

???"????? on Facebook.com and follow the trend of the/TrendingNow now on Twitter: @ Knowlesitall, @ YahooTrending

Female patient suffering from Tampa, Florida, may live longer thanks to YouTube. Darlene Gant has breast cancer 4 stage, she is dying. Do 46 year wants to do everything she can to give her more time with her family. Then she made a desperate plea to the drug company Genentech cancer drug pertuzumab, a her new promises. The problem is not scheduled to pertuzumab, by the FDA until 8 June.

Doctors, friends and relatives of the Gant fired its letters begging Genentech drug release early for "compassionate use". As part of the wish of the Gant she says in the video, "Please, do what you can and get up and insist on cancer research metastatic stage 4." Heartbreaking video of personal Gantt run support and encouragement of the entire school. One person responded, "you go girl! How not to take no for an answer. "So far, a video plea was observed almost 20,000 times Gant, and it seems to have hit a nerve with the drug company.

Genentech agreed to release the medicine early on "compassionate care basis" Gant. In addition, its hospital confirmed the treatment, she was scheduled to start take pertuzumab.

________________________________________________________________________

Another story of triumph, ctoai there trying to prove that his disability is ????? compared to its determination by doing something no one has done before. Philippe Croizon, the French endurance athlete, made it his goal to swim through five continents. Croizon said he wanted to "connect the world" by symbolically link the continents, to build a bridge between people. Croizon said he wants to make the world know that we are not very far from the "." he believes that it is important that people understand, "even if we have different political opinions, or skin color, or even with our limited, all life on Earth."

In 1994, Croizon was a change from TV on the roof of his house, was electrocuted. As a result, the limbs had to be amputated. Croizon is equipped with an artificial leg to help alleviate and avoid the flippers and its movement through the water. The total distance between continents is almost 50 miles.

Croizon is not what makes the journey alone. His friend Arnaud will join him as they swim Chassery between Indonesia (Asia), Papua New Guinea in May. The couple then his pace the Red Sea between Jordan (Asia) and Egypt (Africa), the Strait of Gibraltar between Africa and Europe, and then finish the Bering Strait between North America and Asia in August.

44 year-old endurance athlete was known in the past for the English along the Canal. Social media people are AWE-Croizon calls him "courageous" and "."

View the original article here

Judge rules against former mistress if Edwards

Greensboro, N.C. (AP) — the federal judge overseeing a criminal case of John Edwards he rejects what it calls "extremely broad" effort to keep evidence from public eye mistress.

The judge denied a suggestion by Katherine Eagles lawyers of Rielle Hunter to limit what the public will be given the option to learn about the battle of the Court showing Hunter and Edwards sex tape. It is not clear what the want of lawyers because their movement became a Hunter of courts records.

Hunter being sued former Edwards call Andrew young and his wife in 2010 over the recording of "personal and private nature." Youngs said she left it in the garbage.

The witness stand since the trial was young. Edwards pleaded not guilty is financing violations of campaign.

View the original article here

ETF Adviser: Open letter to Facebook and Instagram millionaires

By Steve Beck

PALO ALTO, Calif. (MarketWatch) — The prospect of newly minted Facebook Inc. and Instagram millionaires has the wealth management industry frothing. Here is a word of advice to these nouveau riche:

Dear Young Silicon Valley Millionaire:

Congratulations for your part of a historic and remarkable accomplishment, the creation of technology that has forever changed the world and with it, your life.

At this early juncture, the implications of this shift are hard to grasp, and yet on a personal level, the effects of your new wealth will reverberate into even the most remote corners of your life. That goes double for you lucky employees at Facebook /quotes/zigman/8607696/quotes/nls/fb FB 0.00%  and its newly acquired Instagram. Read more: Facebook should have gone public already.

Can Facebook earnings grow fast enough in coming years to justify the $40 per share price that it's currently trading at in the secondary market? Mark Hulbert joins Markets Hub to discuss. Photo: AFP/Getty Images.

I speak to this coming change with authority, not simply as a wealth manager, but as a successful entrepreneur and founding investor in Chinese Internet search giant Baidu.com Inc. /quotes/zigman/97715/quotes/nls/bidu BIDU +0.90% . I too had to make the journey you now face and offer this simple guidance: Listen to Google Inc. /quotes/zigman/93888/quotes/nls/goog GOOG -0.16%  .

I know that Google is your great competitor, but in 2004 Google did something worthy of your attention. Early that year before Google’s IPO, Senior Vice President Jonathan Rosenberg realized that he was about to spawn thousands of impetuous young millionaires, and feared that they might be preyed upon by the wealth management industry.

After consulting with Google founders Sergey Brin and Larry Page, and then-CEO Eric Schmidt, Rosenberg planned a series of in-house investment seminars to educate their soon-to-be wealthy colleagues. In the spirit of the “don’t be evil” Google ethos, management decided to invest in the preparation of their employees for the coming onslaught of Wall Street pros hawking their wares.

Google felt that their staff deserved the best the money management industry had to offer. In turn they brought in Nobel Laureate and Stanford University sage William Sharpe, Princeton economics professor and former dean of the Yale School of Management’s Burton Malkiel, and Vanguard Group founder and white-hat “Saint Jack”, a.k.a. John Bogle.

What did these world-renowned financial minds have to say? A simple truth — active money management isn’t worth your money. Instead, invest in low-cost, diversified index funds and get back to the business of life and to building a world-class company. Over time and after fees and taxes, you will end up with more money and a better life.

Good advice. Standard & Poor’s measures the performance of active managers against their indexed counterparts and has reported that over a five-year period, nine out of 10 actively managed equity funds underperformed their corresponding passive indexes. Add to this management fees, taxes from trading and marketing expenses, and the result is that over a 30-year period an investor has seen as much as 40% of their portfolio growth evaporate. Paying for nothing is one thing, but paying for this abuse is what Google might call evil.

I know the truth — that passive investing after fees and taxes beats active money management — is hard to accept. You’re anxious to leverage your intelligence and abilities to outpace the averages. But take the advice freely offered from Bill, Burt and John. Do yourself a favor and read their books. You know how to code. These guys know how to invest.

/conga/story/misc/market-riders.html 195092 And don’t expect the folks from Goldman Sachs, Morgan Stanley, or JPMorgan Chase to agree. As John Bogle once said, “It is amazing how difficult it is for a man to understand something when he is paid a small fortune to not understand it.”

If you want to protect your wealth, you’re going to have to search out this information yourself, listen to independent minds, and be tutored by academic objectivity.

It took courage to put your career behind a contrarian concept. Don’t stop now. Have the courage to take another uncommon path. Learn the facts. Reject the active money management pitch. Diversify across low-cost index funds and exchange-traded funds and stay the course. Do that, and you’ll have more than an IPO to celebrate.

Best, Steve

Steve Beck is the co-founder, with Mitch Tuchman, of MarketRiders, an online investment service for do-it-yourself investors to build and manage low-cost, globally diversified ETF portfolios. Visit the site at www.marketriders.com.

View the original article here

Mutual Funds Weekly: Watching the stock detectives

By MarketWatch

Don’t miss these top money and investing features:

The night was dark and stormy, so dark I could barely make out the line items on the company’s quarterly report. I was eyeball-deep into the statement of cash flows when I spied the silhouette of the firm’s key product. Now I’m a numbers guy, but even I can tell when I’m looking at the business end of a business.

Well, stock-market sleuths are no Raymond Chandler, but motivated mutual-fund managers and research analysts do make sharp detectives when it comes to finding out which stocks are in the clear and which could take the fall.

Read about stocks these Wall-Street-wise investors are rounding up. Then see why investors aren’t as bullish as their investment advisers in this current market climate. And be sure to watch an interview with famed emerging-markets investor Jim Rogers about financial markets, China, and the U.S. economy.

Apologies to Chandler, but the simple art of investing can be murder.

— Jonathan Burton , Money & Investing editor

Many stock investors focus on quarterly earnings expectations. But for veteran stock-market detectives, the 10-Q holds more meaningful clues to a company’s health, writes Matt Andrejczak.
Read more: 5 stocks market detectives have locked up

Market-Linked Step-Up Notes promise great returns and protection against loss. These products are also the Stupid Investment of the Week, writes Chuck Jaffe.
Read more: Disconnect from this market-linked security

View the original article here

The judge is considering adjusting Zimmermann George bond

Sanford, Fla (AP) — a judge is considering whether to raise or eliminate the context for George Zimmerman after Dino said the judge raised 200,000 Web site.

Marc O ' Mara told the judge Friday that Zimmerman's family not told him about the money before his client received a $ 150,000 bond.

Florida circuit judge Yigal says he would like to know more about the money before he decides to adjust the bond. Judge to decide about the debt later.

Zimmerman is accused of the murder second degree-the death of 17 year-old Trayvon Martin, who was unarmed and shooting.

Zimmermann claims self-defense. Neighborhood Watch volunteers was charged for more than 6 weeks, leading to demonstrations all over the country.

View the original article here

I want to ask Michael j. Fox?

Do you think your liver that aspartame (via Diet Pepsi) had contact with Parkinson 's?

If not, why do you think that this results in neurodegenerative diseases neurotoxin?

View the original article here

White House threatens to veto those student loan Bill

Washington (AP)-the White House threatened to veto Friday of Republican Bill keeping interest rates on federal student loans from doubling this summer, Middle cost financing objecting 5.9 billion by abolishing the health program.

GOP leaders came to veto warning hunted for votes of this means that they are trying to push the House. They ran into opposition from conservative groups like the Club for growth, the Republicans oppose legislation was immediately because they said the Government should finance, not for loans.

Clash of choosing between the White House and the Republicans over the law has escalated a dispute to help millions of students into a broader proxy battle over the best way to help families to cope with the weak market and economy sick, how each party addresses women's issues.

Bill GOP legislative treatment program off health law deals with preventive created by President Barack Obama, 10. Picking up on a theme by House Democrats and the White House, said that women in particular benefit "program — a message that reflects the democratic effort to hip women voters by accusing Republicans in gods of war in progress.

"It is a proposal that deserves serious and political motivation is not a problem with the students of America," said the message of the White House. They say Obama advisors call him to veto the Bill.

Republicans call the prevention programme "vnmazg Foundation," says the money is controlled tightly enough.

"The President is so desperate that he is ready to fight counterfeit veto Bill to help students above the vnmazg is advocated cutting its budget. It is just like this: Republicans are working to help students and the President get through today, "said Michael steel, speaker of the House Speaker John Boehner, R-Ohio.

Republicans and many Democrats were noted for earlier this year to prevent the health fund managed to help pay to keep politicians and doctors from the dropping reimbursements. Obama's budget in February proposed a cut of 4 billion dollars from it to pay for some of its top priority.

Bill House delay interest rates for subsidized Stafford loans at 3.4 percent, instead of giving them up to 6.8 percent on July 1 without any action of Congress.

Even if the Bill passes House as expected, it seems safe to go anywhere in a Democrat-controlled. Senate Democrats have proposed their own extension, paid with interest lower wages taxes acceleration by the owner to earn high of some private firms. Republicans oppose it.

Friday's vote comes with the Republicans and Democrats, as well as Congress and the Obama-GOP rival next fall some, Mitt Romney, competing at each corner on top with the best prescription to choke the economy struggled. Battle of student loan fits nicely in this theme, with 7.4 million low-and middle-income students and their parents is based on the education Stafford loans card financial success.

The vote even after a day of exploring the Obama campaign style to use in front of the problem and the Republicans as foot draggers-vdhikt. The week started with Romney saying he favored maintaining a low rate loan, notes that it will prevent Obama do it hope to fight the campaign but may have helped the Republican Congress kicks product.

On Thursday, Boehner tried to put the focus on Obama's trip this week three of the College President, jli used in campaign rallies to speak to his student loan effort. Boehner called "College visits and political stunts, frankly, not worth it, of his Office." he said Obama should pay taxpayers to use air force one for the trip.

White House spokesman Jay Carney, says it is defending the trip helped to win over Republican.

"This is the official business. He did it efficiently, "Carney said.

Democrats noted that Republicans have previously questioned the wisdom of maintaining low interest rates students. They also accused the Republicans of reversing themselves, after voting earlier this month for federal budget that loan rates double 2013 Stafford as scheduled.

House Minority Leader Nancy Pelosi for a, D-Calif, the emphasis was the GOP's health care cuts in the program whose initiatives include preventive, said breast cancer screening immunizations of children. It is in contrast to that a democratic Bill extending the student rates low by cutting subsidies for oil and gas natural, which is not supported by the party.

Pelosi characterized the Republican view, "" we want big oil subsidy tax, rather than the health of the women of America. " "

Higher interest rates, if in progress, will affect the 7.4 million for the first year, is expected to accompany loans Stafford news from July 1. This year, 8 million students taking out such loans, averaging $3,568, according to the Department of education.

Despite the partisan battle lines, it seems possible some members of both parties and their leadership positions from corruption.

America, a conservative group heritage action, lobbying Republicans oppose the Bill GOP and interest rates rise, says do not enclose other taxpayers. A number of conservative GOP lawmakers said Thursday that decided how to vote.

The Democratic side, party leaders were immediately their rank-and-file to the Republican measure. Some Democrats were eager to vote to keep the student loan rates low, even though it meant getting cuts GOP health.

Rep. Gerald Connolly, D-Va, said some Democrats "might feel like me that they must swallow hard but to swallow these discounts to health." He said he had not decided how to vote.

___

Associate press writers Jim Kuhnhenn cassata, Donna contributed to this report.

View the original article here